10 “When you make your neighbor a loan of any sort, you shall not go into his house to collect his pledge. 11 You shall stand outside, and the man to whom you make the loan shall bring the pledge out to you. 12 And if he is a poor man, you shall not sleep in his pledge. 13 ^oYou shall restore to him the pledge as the sun sets, that he may sleep in his cloak and ^pbless you. And ^qit shall be righteousness for you before the Lord your God.