26 If ever you take your neighbor’s cloak in pledge, ^hyou shall return it to him before the sun goes down, 27 for that is his only covering, and it is his cloak for his body; in what else shall he sleep? And if he cries to me, I will hear, for I am compassionate.

10 “When you make your neighbor a loan of any sort, you shall not go into his house to collect his pledge. 11 You shall stand outside, and the man to whom you make the loan shall bring the pledge out to you. 12 And if he is a poor man, you shall not sleep in his pledge. 13 ^jYou shall restore to him the pledge as the sun sets, that he may sleep in his cloak and bless you. And ^kit shall be righteousness for you before the Lord your God.